About 2,500 years ago, Lao Tzu said in Tao Te Ching that the sage must be ruthless. Want to be a sage of financial management? Learn to be ruthless. When it comes to creating personal wealth, desire management it more important than financial management, whenever presented with an opportunity to spend money that doesn’t directly relate to one of your high-priority goals, Just Say No. write these three words down on a card and put them in your wallet next to your credit cards. There you have it: No Brainer Money Management.
It’s imperative that you explicitly understand your philosophy of money. Do you see money as the source of great good or the root of all evil?
Is work necessary drudgery, required to pay the bills, or the source of great future potential? Is the world in your eyes a place of poverty or place of abundance? Do you consider yourself by nature a spender or a saver?
Write down in a sentence or two your philosophy of money. Is it consistent with your overall goals in life? Or could your ideas about money (which fundamentally boil down to whether you think you deserve it or not) undermine your ability to achieve your stated goals?
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