A penny saved is no longer a penny earned. With today’s tax structure, it’s more like two pennies earned. Studies show that people who are in control of their personal finance are more effective in their careers. There are lots of people interested in helping you spend your money, but only you are responsible for managing it.
Many companies offer investment savings plans, and some allow you to invest as much as 10 percent of your income and will match part or all of your investment. If you own your own business even if it’s a small business in addition to an individual retirement account. At the present rate of savings, many employees won’t be able to retire in the style they expect. Don’t be one of them.
Prosperity starts with an idea. Become convinced that it’s available, persuade yourself to obtain it, and accept it as it arrives it. Then, if you’re positive about it, you breathe life and form into it. “Mark victor Hansen and Jack Canfield, Dare to win.
If you need no other reason to be on top of your finances, a study of performance by sales representatives conducted at the Cox School of Management of Southern Methodist University in Dallas found that sales reps with greater financial independence achieved higher sale levels. The study’s authors conclude that the financially independent group had a greater sense of freedom because they were not so worried about losing the job.
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